Checking & Savings

Personal Savings Accounts

Far East National Bank provides several great savings programs to meet your short and long-term goals.

Savings Account Rates

Savings Account Comparison

Account Type	Personal Savings	Ultimate Account1	Super Money Market
Bank the way you want to...	An easy way to save with a low minimum opening deposit and low balance requirement.	A savings account with high interest rates.	A high interest-bearing account with check writing features.
Minimum opening deposit	$200	$2,500	$2,500
Interest calculation	• Compounded daily • Interest credited quarterly • Variable rates	• Compounded daily • Interest credited monthly • Variable rates	• Compounded daily • Interest credited monthly • Variable rates
Minimum daily balance to avoid monthly service charges	$200	$2,500	$2,500
Monthly service charge	$3 per quarter	$10	$10
Per item fee	An excess withdrawal fee of $1.50 will be charged for each withdrawal in excess of three during a quarter if the daily minimum balance in your account is less than $1,000. A per item fee of $10 will be charged for each debit transaction in excess of six during a month.2	An excess withdrawal fee of $1.50 will be charged for each withdrawal in excess of three during a month if the daily minimum balance in your account is less than $2,500. A per item fee of $10 will be charged for each debit transaction in excess of six during a monthly statement cycle.2	A per item fee of $10 will be charged for each debit transaction in excess of six during a monthly statement cycle.3
Statement	Quarterly	Monthly	Monthly
Outstanding features	• Low minimum balance requirement • Low opening deposit requirement • Free eBanking access	• Free first order of standard style checks1 • Free billpay1	• High interest rates at high balance tiers with easy access and liquidity • Variable-rate account with check writing features

1. A Personal Checking Account with a minimum opening deposit of $200 is required to open an Ultimate Account.
2. Transfers from a Personal Savings account or Ultimate Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. If the account exceeds the stated transaction limitations, regulations require that the account be closed or converted to a checking account.
3. Transfers from a Personal Super Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle. If the account exceeds the stated transaction limitations, regulations require that the account be closed or converted to a checking account.

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