Checking & Savings

Personal Time Deposit Accounts / CDs

Our Time Deposit accounts are great savings vehicles with flexible rates and terms based on your goal.

Time Deposit Account Comparison

Account Type	Time Deposit	Triple Option Time Deposit	Future Value Time Deposit
Bank the way you want to...	A savings vehicle that features fixed rates and terms.	A flexible CD that allows a rate bump, additional deposits, and a one-time withdrawal without penalty.	Set a savings goal with monthly installments.
Minimum opening deposit	$1,000	$10,000	$2,500 (Minimum target amount)
Interest calculation	• Simple interest • Interest credited at maturity (18-month terms credited annually) • Rate fixed for term of account	• Simple interest • Interest credited at maturity	• Simple interest • Interest credited at maturity • Tiered to the term of account
Term	30 days - 60 months	12 months	12 months - 60 months
Outstanding features	• Earn a higher interest rate • Earn competitive rates on funds you don't need right away	• Multiple deposits • A one-time withdrawal without penalty • One-time rate bump	• Competitive rates with flexible terms • One to five year terms with monthly installments